Credit Card Points Aren't a Scam!

All your expenses are shifted to credit cards. A student of mine is trying to teach me that you get points on credit cards. I remember the word he used. It's churan. He's just making you crazy. What will you buy from this? You don't have to sell the 500 rupees item. This is also a very wrong notion. I use credit cards for UPI. Because credit cards are there. You can pay the attached ones with that. Talking about hotels. If you're from any ITC brand, tell me. I can go all over India, even in Sri Lanka, and live there. You have so many points. I can live there for 3-4 months. Even if I'm earning 1% on my credit card, what's the problem?

You don't know what you don't know till you don't know. People say that you don't get a point for a rupee. You don't know that there are many credit cards that have milestones. You spent so much in a year, you don't get any benefits. I shifted all my possible expenses to credit cards.