Anshuman Sharma💰 Money & Finance
← All Guests

Anshuman Sharma

Financial Analyst & Gen Z Expert

Episode Views

10.1K

Topic

💰 Money & Finance

Watch Episode on YouTube

Episode: Why Gen Z are Financially DOOMED | Salaries, EMIs & Trend Spending Explained by Anshuman Sharma

About Anshuman Sharma

I brought Anshuman on because I needed someone to tell me—and you—the actual truth about Gen Z finances. Not the motivational fluff. The real stuff.

Anshuman is a wealth manager and content creator who's built a following of over 200,000 people on Instagram specifically because he treats personal finance like something young people should actually understand. He founded Fix Your Finance to make investing and wealth creation accessible—not in the sense of easy, but in the sense of *demystified*. He's spent years studying how Gen Z and millennials approach money differently, what products fail them, why traditional financial advice doesn't land. And he's figured out how to explain it in a language that doesn't feel like you're sitting in a bank.

Why I brought him on: You're handling money right now, making decisions about education loans, phone EMIs, rent. And honestly? The anxiety is real. Anshuman reads financial data for Gen Z the way a doctor reads X-rays. He can see the fractures in the system that's designed for you to fail quietly. But he's not here to scare you. He's here to show you the game board clearly so you can actually play.

What blew my mind: When he broke down how you're earning barely more than someone 10 years ago, but your cost of living is *exponentially* higher. That's not motivation; that's just true. But here's what moved me—he didn't come to scare you. He showed me how the EMI trap isn't about your discipline; it's literally designed to exploit how your brain works. Your brain is wired for immediate gratification. Capitalism knows this. EMIs are designed for it. And then—importantly—he gave actual solutions. Specific frameworks for when debt makes sense, when it doesn't, and how to build wealth despite systems that aren't designed for you.

Why you need this: Because financial anxiety might feel like your personal failure, but it's not. It's systematic. The numbers are real. Your earning power is being outpaced by inflation. Your housing costs are brutal. Your student loans are punitive. But here's the opportunity: once you understand the game, you can play better than previous generations did. Anshuman shows you tools—SIPs, emergency funds, breaking the comparison cycle—that actually work if you apply them. You have tools your parents didn't have access to. You just need to use them strategically.

This hits home. — D

Free Download

Get DJP's Secret Blueprint

Divya's personal playbook on life, money, and growth — distilled from 900+ podcast conversations. Enter your name and email to get instant access.

No spam, ever. Unsubscribe anytime.